SBI General Insurance
- Current price
- ₹1,150.00 Per share
- Market cap
- ₹25,747 Cr Total valuation
- P/E ratio
- 46.56 Price to earnings
- Sector
- Insurance Industry
About SBI General Insurance
SBI General Insurance operates in the Insurance sector. Its shares are not listed on stock exchanges like NSE or BSE and are traded through private transactions. On InvestShare, SBI General Insurance shares are currently priced at ₹1,150.00 per share.
Shares in private companies can offer exposure before a potential IPO. They carry higher risk than listed stocks, so proper research and a long-term outlook are important.
SBI General Insurance share FAQs
What is the SBI General Insurance share price today?
The current SBI General Insurance share price on InvestShare is ₹1,150.00 per share. Private-market share prices are indicative and may change.
How can I buy SBI General Insurance shares?
Complete a simple KYC on InvestShare with your PAN, Aadhaar and demat account details, then place a buy request for SBI General Insurance. After confirmation and settlement, the shares are transferred to your demat account through an off-market transaction.
Is a demat account required to buy SBI General Insurance shares?
Yes, a demat account is required to hold SBI General Insurance shares. The shares are credited to your demat account through an off-market transfer.
Key data & fundamentals
About SBI General Insurance
SBI General Insurance was started as a joint venture between the State Bank of India (SBI) and Insurance Australia Group (IAG). But in 2019, IAG exited fully in the company. It offers a range of general insurance products in India, including health, motor, home, travel, and personal accident insurance Ever since SBI General Insurance establishment in 2009, the growth has been exponential in various aspects. They have expanded their presence from 17 branches in 2011 to over 139 branches pan-India. Till date, they have served over 10 crore customers. They have been awarded ‘Insurer of the Year’ in the non-life category at FICCI Insurance Industry Awards, for two consecutive years in 2020 & 2021. In 2022, recognized as the 'Best General Insurance Company of the Year' at the 'Third Emerging Asia Insurance Awards' organized by the 'Indian Chamber of Commerce.
- Indicative price
- ₹1,150.00
- Lot size
- 250
- 52 week high
- —
- 52 week low
- —
- Market cap
- ₹25,747 Cr
- No. of shares
- 22,38,90,000
- P/E ratio
- 46.56
- P/B ratio
- 4.97
- ROE
- 10.67 %
- Book value
- ₹231.56 Combined ratio 1.11 % Net loss ratio 0.78 % Mcap / GWP 0 x
- Face value
- ₹10
- ISIN
- INE01MM01017
- PAN
- AAMCS8857L
Indicative price history
Financial statements
- Profit before tax · FY26
- 719 ₹ Cr ▲Up6%
- Net profit (PAT) · FY26
- 553 ₹ Cr ▲Up9%
- EPS · FY26
- ₹24.7 ▲Up9%
| Particulars | FY23 | FY24 | FY25 | FY26 | YoY |
|---|---|---|---|---|---|
| Gross written premium | 10,828 | 12,553 | 13,890 | 15,905 | ▲Up15% |
| Net earned premium | 5,746 | 8,499 | 9,250 | — | — |
| Premium earned | 4,884 | 7,050 | 8,804 | 9,784.6 | ▲Up11% |
| Total revenue | 5,589.6 | 7,879.65 | 9,920 | 11,243 | ▲Up13% |
| Claims incurred | 3,845 | 6,056 | 7,256 | 7,660 | ▲Up6% |
| Commission | 62 | 720 | 1,089 | 1,561 | ▲Up43% |
| Operating expenses | 1,547 | 1,177 | 1,445 | 1,652 | ▲Up14% |
| Operating profit | 135.6 | -73.35 | 130 | 370 | ▲Up185% |
| PBT | 244 | 318 | 676 | 719 | ▲Up6% |
| PAT | 184 | 239 | 509 | 553 | ▲Up9% |
| EPS (₹) | 8.53 | 10.7 | 22.75 | 24.7 | ▲Up9% |
| Particulars | FY23 | FY24 | FY25 | FY26 | YoY |
|---|---|---|---|---|---|
| Share capital | 215.6 | 223.38 | 223.76 | 223.89 | ▲Up0% |
| Reserves & surplus | 2,844 | 3,921 | 4,450 | 4,960.4 | ▲Up11% |
| Current liabilities | 8,134 | 9,262 | 13,239 | 15,592.6 | ▲Up18% |
| Provisions | 4,073 | 5,425 | 5,940 | 6,330.6 | ▲Up7% |
| Investments — shareholder | 2,643 | 4,279 | 4,523 | 3,751 | ▼Down17% |
| Investments — policyholder | 10,451 | 13,660 | 17,039 | 20,668 | ▲Up21% |
| Fixed assets | 257 | 271 | 296 | 312 | ▲Up5% |
| Cash & balance | 135 | 170 | 342 | 758.4 | ▲Up122% |
| Total assets | 15,279 | 19,845 | 24,385 | 27,375.4 | ▲Up12% |
| Total liabilities | 15,279.6 | 19,844.38 | 24,385 | 27,375.4 | ▲Up12% |
| Particulars | FY23 | FY24 | FY25 | FY26 | YoY |
|---|---|---|---|---|---|
| Premium from policyholders | 12,022 | 14,969 | 17,040 | 20,706 | ▲Up22% |
| Payment to re-insurers | -2,521 | -1,943 | -1,701 | -2,772 | ▼Down63% |
| Payment of claims | -5,382 | -7,597 | -7,786 | -9,878 | ▼Down27% |
| Payment of commission | -937 | -1,680 | -2,553 | -3,208 | ▼Down26% |
| CFO | 1,498 | 2,000 | 2,836 | 2,051 | ▼Down28% |
| CF investing | -1,360.7 | -3,156.51 | -3,171 | -1,805 | ▲Up43% |
| CF financing | 1.7 | 1,537.61 | -37 | -101 | ▼Down173% |
| Net cash | 139 | 381.1 | -372 | 145 | ▲Up139% |
| Cash at end | 620 | 1,000.1 | 636 | 780 | ▲Up23% |