Midland Micro Finance Limited
- Current price
- ₹195.00 Per share
- Market cap
- ₹1,198 Cr Total valuation
- P/E ratio
- 34.27 Price to earnings
- Sector
- Microfinance Industry
About Midland Micro Finance Limited
Midland Micro Finance Limited operates in the Microfinance sector. Its shares are not listed on stock exchanges like NSE or BSE and are traded through private transactions. On InvestShare, Midland Micro Finance Limited shares are currently priced at ₹195.00 per share.
Shares in private companies can offer exposure before a potential IPO. They carry higher risk than listed stocks, so proper research and a long-term outlook are important.
Midland Micro Finance Limited share FAQs
What is the Midland Micro Finance Limited share price today?
The current Midland Micro Finance Limited share price on InvestShare is ₹195.00 per share. Private-market share prices are indicative and may change.
How can I buy Midland Micro Finance Limited shares?
Complete a simple KYC on InvestShare with your PAN, Aadhaar and demat account details, then place a buy request for Midland Micro Finance Limited. After confirmation and settlement, the shares are transferred to your demat account through an off-market transaction.
Is a demat account required to buy Midland Micro Finance Limited shares?
Yes, a demat account is required to hold Midland Micro Finance Limited shares. The shares are credited to your demat account through an off-market transfer.
Key data & fundamentals
About Midland Micro Finance Limited
iMidland Microfin Limited (MML), founded in 2011, is the first Punjab-based microfinance institution (MFI). The institution focuses on financially and socially empowering women by providing small business loans.
iiAt present MML has got a network of 154 branches, which is spread out in 5 States and 1 Union Territory viz. Punjab, Haryana, Rajasthan, Uttar Pradesh, Bihar, and Chandigarh.
iiiThe core business philosophy of the company to have a stringent lending process and controls at every point of delivery which has enabled the company to maintain its asset quality. Type of Loan Products:
iBusiness Loan
iiWater Purifier Loan
iiiSewing Machine Loan
ivSolar Lamp Loan
vUdaan-Individual Loan
- Indicative price
- ₹195.00
- Lot size
- 500
- 52 week high
- ₹195
- 52 week low
- ₹195
- Market cap
- ₹1,198 Cr
- No. of shares
- 6,14,59,549
- P/E ratio
- 34.27
- P/B ratio
- 1.86
- ROE
- 5.51 %
- Book value
- ₹105.01 Gross NPA 1.99 % Net NPA 0.64 %
- Face value
- ₹10
- ISIN
- INE884Q01015
- PAN
- AAGCS6186A
Indicative price history
Financial statements
- Net profit (PAT) · FY26
- 35 ₹ Cr ▲Up30%
- EPS · FY26
- ₹6.68 ▲Up29%
| Particulars | FY23 | FY24 | FY25 | FY26 | YoY |
|---|---|---|---|---|---|
| Interest earned | 355 | 449 | 604 | 587 | ▼Down3% |
| Interest expended | 168 | 204 | 272 | 278 | ▲Up2% |
| Other income | 40 | 84 | 33 | 60 | ▲Up82% |
| Operating expenses | 110 | 183 | 214 | 257 | ▲Up20% |
| Provisions & contingencies | 51 | 51 | 118 | 70 | ▼Down41% |
| PAT | 47 | 72 | 27 | 35 | ▲Up30% |
| EPS (₹) | 10.33 | 15.13 | 5.16 | 6.68 | ▲Up29% |
| Gross NPA (%) | 0.06 | 2.97 | 1.47 | 1.99 | ▲Up35% |
| Net NPA (%) | 0.03 | 0.82 | 0.4 | 0.64 | ▲Up60% |
| Particulars | FY23 | FY24 | FY25 | FY26 | YoY |
|---|---|---|---|---|---|
| Share capital | 45.5 | 47.6 | 52.3 | 52.37 | ▲Up0% |
| Reserves | 302 | 440 | 567 | 583 | ▲Up3% |
| Deposits | 0 | 0 | 0 | — | — |
| Borrowings | 1,438 | 1,846 | 1,960 | 2,644 | ▲Up35% |
| Advances | 1,528 | 2,027 | 2,136 | 2,534.5 | ▲Up19% |
| Investments | 80 | 52 | 157 | 160.7 | ▲Up2% |
| Cash & balance | 326 | 0.6 | 376 | 633.5 | ▲Up68% |
| Total assets | 1,990 | 2,921 | 2,749 | 3,517 | ▲Up28% |
| Total liabilities | 1,990 | 2,621 | 2,749 | 3,517 | ▲Up28% |
| Particulars | FY23 | FY24 | FY25 | FY26 | YoY |
|---|---|---|---|---|---|
| CFO | -388 | -402 | -145 | -397.8 | ▼Down174% |
| CF investing | -70 | 4 | -88 | -60.7 | ▲Up31% |
| CF financing | 347 | 486 | 198 | 676.8 | ▲Up242% |
| Net cash | -111 | 88 | -35 | 218.3 | ▲Up724% |
| Cash at end | 124 | 212 | 177 | 395.7 | ▲Up124% |