Fincare Business Finance
- Current price
- ₹114.00 Per share
- Market cap
- ₹2,091 Cr Total valuation
- P/E ratio
- 34.23 Price to earnings
- Sector
- Banking Industry
About Fincare Business Finance
Fincare Business Finance operates in the Banking sector. Its shares are not listed on stock exchanges like NSE or BSE and are traded through private transactions. On InvestShare, Fincare Business Finance shares are currently priced at ₹114.00 per share.
Shares in private companies can offer exposure before a potential IPO. They carry higher risk than listed stocks, so proper research and a long-term outlook are important.
Fincare Business Finance share FAQs
What is the Fincare Business Finance share price today?
The current Fincare Business Finance share price on InvestShare is ₹114.00 per share. Private-market share prices are indicative and may change.
How can I buy Fincare Business Finance shares?
Complete a simple KYC on InvestShare with your PAN, Aadhaar and demat account details, then place a buy request for Fincare Business Finance. After confirmation and settlement, the shares are transferred to your demat account through an off-market transaction.
Is a demat account required to buy Fincare Business Finance shares?
Yes, a demat account is required to hold Fincare Business Finance shares. The shares are credited to your demat account through an off-market transfer.
Key data & fundamentals
About Fincare Business Finance
iIncorporated in 2014, company's main business comes from its subsidiary company which is basically a small finance bank which lends to under-served and under penetrated areas of country.
iiFincare Small Finance bank is a “digital-first” SFB with a focus on unbanked and under-banked customers, especially in rural and semi-urban areas.
iiiThe business objective is to enhance access to savings, credit and other financial products for unbanked and underbanked individuals, MSMEs and unorganized entities, especially in rural areas, by leveraging technology and last-mile distribution.
ivThey have a deep understanding of unbanked and under-banked customers, especially rural customers, with over 14 years of experience in providing microloans. The Bank operated as an NBFC-ND under the name ‘Disha Microfin Limited’ since 2010 and was registered as an NBFC-MFI in 2013. In 2016, upon receipt of the RBI In-Principle Approval, the Bank acquired the micro-finance operations of FFSPL (which started microfinance operations in 2007) and later changed its name to Fincare Small Finance Bank.
- Indicative price
- ₹114.00
- Lot size
- 1,000
- 52 week high
- —
- 52 week low
- —
- Market cap
- ₹2,091 Cr
- No. of shares
- 24,60,52,632
- P/E ratio
- 34.23
- P/B ratio
- 2.27
- ROE
- 6.66 %
- Book value
- ₹50.11 Gross NPA 3.9 % Net NPA 1.1 %
- Face value
- ₹1
- ISIN
- INE957R01025
- PAN
- AACCF4303J
Indicative price history
Financial statements
- Net profit (PAT) · FY23
- 82 ₹ Cr ▲Up383%
- EPS · FY23
- ₹2.48 ▲Up382%
| Particulars | FY20 | FY21 | FY22 | FY23 | YoY |
|---|---|---|---|---|---|
| Interest earned | 1,193 | 1,440 | 1,704 | 1,886 | ▲Up11% |
| Interest expended | 470 | 570 | 580 | 666 | ▲Up15% |
| Other income | 7 | 7 | 4 | 10 | ▲Up150% |
| Operating expenses | 404 | 469 | 644 | 835 | ▲Up30% |
| Provisions & contingencies | 112 | 316 | 528 | 251 | ▼Down52% |
| PAT | 126 | 70 | -29 | 82 | ▲Up383% |
| EPS (₹) | 3.84 | 2.13 | -0.88 | 2.48 | ▲Up382% |
| Gross NPA (%) | 0 | 0 | 0 | 3.9 | — |
| Net NPA (%) | 0 | 0 | 0 | 1.1 | — |
| Particulars | FY20 | FY21 | FY22 | FY23 | YoY |
|---|---|---|---|---|---|
| Share capital | 32.8 | 32.8 | 33 | 33 | — |
| Reserves | 791 | 862 | 832 | 1,199 | ▲Up44% |
| Deposits | 4,654 | 5,317 | 6,452 | 8,030 | ▲Up24% |
| Borrowings | 1,741 | 1,845 | 3,037 | 3,792 | ▲Up25% |
| Advances | 5,167 | 5,621 | 6,996 | 9,530 | ▲Up36% |
| Investments | 1,041 | 1,317 | 2,119 | 2,560 | ▲Up21% |
| Cash & balance | 1,087 | 1,157 | 1,236 | 773 | ▼Down37% |
| Total assets | 7,636 | 8,485 | 11,049 | 13,551 | ▲Up23% |
| Total liabilities | 7,636 | 8,485 | 11,049 | 13,551 | ▲Up23% |
| Particulars | FY20 | FY21 | FY22 | FY23 | YoY |
|---|---|---|---|---|---|
| CFO | 571 | -25 | -1,384 | -828 | ▲Up40% |
| CF investing | 57 | -3 | -27 | -224 | ▼Down730% |
| CF financing | -49 | 55 | 1,437 | 613 | ▼Down57% |
| Net cash | 579 | 27 | 26 | -439 | ▼Down999+% |
| Cash at end | 1,076 | 1,103 | 1,130 | 747 | ▼Down34% |